Financial Counselling

Financial Counselling

Are financial concerns causing you to worry? There are free financial counselling services offered across Australia that can help you sort it out.

What can financial counsellors do:

Financial counsellors can provide free, confidential, financial advice to individuals, couples and families in a safe environment.

Financial counsellors offer a range of services to help people work towards reducing debt and getting back control of their finances.

Financial counsellors can help:

  • Negotiate formal debt agreements and talk to creditors
  • Manage any debts occurring in your name, and help you to pay your bills
  • Legally protect your joint assets, such as your house
  • Put measures in place so you are not held responsible for any further debt your partner/family member who has the gambling problem may incur
  • Check whether you are entitled to any concessions and entitlements and provide information on where to obtain food vouchers and other types of assistance
  • You understand legal processes
  • Separate  your finances to reduce risk: e.g.
    • Arranging separate bank accounts
    • Cancel joint credit cards
    • Paying bills automatically out of an account that only you have access to

What financial counsellors cannot do:

  • Pay client's bills
  • Make any decisions on client's behalf
  • Organise a debt consolidation loan
  • Provide investment or non-financial advice.

Next Steps

Go to your state/territory page for local information

To find a financial counsellor in your area you can:


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